Terms of Service

Last updated: June 3, 2026

    Important Disclosure: You have the right to claim your unclaimed property directly
    from the state of Florida (or applicable state) at no cost. Summit Claims Recovery LLC is a private recovery
    service that charges a contingency fee only if we successfully recover funds on your behalf. Use of
    our service is entirely voluntary.
  

Please read these Terms of Service ("Terms") carefully before using the Summit Claims Recovery LLC website or services. By accessing our website or engaging our services, you agree to be bound by these Terms.

1. Services Provided

Summit Claims Recovery LLC is a private unclaimed property recovery service. We identify unclaimed property held by state agencies, locate the rightful owners, and assist them in recovering those funds in exchange for a contingency fee as specified in a signed Recovery Agreement.

We are not affiliated with, endorsed by, or acting on behalf of any government agency, including the Florida Department of Financial Services or any state unclaimed property division.

2. No Upfront Fees

Our service operates on a strict contingency basis. You owe us nothing unless and until funds are successfully recovered on your behalf. Our fee percentage is disclosed clearly in your Recovery Agreement before you sign.

3. Your Right to File Directly

You may search for and claim your unclaimed property directly with the applicable state agency at no cost.. By signing a Recovery Agreement with us, you are voluntarily choosing to engage our professional services.

4. Recovery Agreement

Our services are governed by a separate, signed Recovery Agreement ("Agreement") between you and Summit Claims Recovery LLC. The Agreement specifies:

The specific unclaimed property we are engaged to recover
The contingency fee percentage (13.75% of recovered funds)
The scope and duration of our authority to act on your behalf
Conditions under which the Agreement may be cancelled

In the event of any conflict between these Terms and your signed Agreement, the Agreement controls.

5. Client Responsibilities

You agree to:

Provide accurate and complete information when requested
Cooperate in furnishing required documentation (e.g., proof of identity, business records)
Notify us promptly of any change in your contact information
Not independently pursue the same specific claim you have engaged us to recover without notifying us in advance

6. Cancellation

You may cancel your Recovery Agreement within 3 business days of signing without penalty (a "cooling-off period"). After this period, cancellation terms are governed by the signed Agreement. Please contact us in writing to cancel.

7. Limitation of Liability

Summit Claims Recovery LLC makes no guarantee that a claim will be approved or that funds will be recovered. Recovery depends on the policies and decisions of the applicable state agency. Our liability is limited to the amount of fees you have paid us, which, on a contingency basis, is zero unless recovery is successful.

8. Intellectual Property

All content on this website, including text, design, and software, is the property of Summit Claims Recovery LLC and is protected by applicable intellectual property laws. You may not reproduce or redistribute any content without our written permission.

9. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict of law principles. Any disputes shall be resolved in the courts of Orange County, Florida.

10. Changes to Terms

We reserve the right to modify these Terms at any time. Updated Terms will be posted on this page. Continued use of our services after changes constitutes acceptance of the revised Terms.

11. Contact

For questions regarding these Terms, please contact:
Summit Claims Recovery LLC
Email: [email protected]